40s Age Group Dominates Personal Loan Applications Despite Rising Rates

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In 2025, personal loan application activity hit previously unheard-of heights, reflecting both changing financial habits and growing challenges from the expense of living among middle-aged Australians. Despite rising borrowing costs, research indicates that people in their 40s are significantly increasing the nation’s appetite for credit. Australians took out $9.04 billion in fixed-term personal loans in […]

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